Strong business ethics is a core value of our company. We also recognize that standards of business conduct are an integral component of a sustainable company. Our ethical standards are founded on values of service, honesty, concern, courtesy, excellence, and teamwork, as well as a commitment to our customers, communities, employees, and shareholders. To add more resonance to our ethics message, we formed a Values in Action Advisors network composed of 70 employees in 2015. We also required all management employees and select union members to complete a conflicts of interest survey and we created a compliance management team in 2015.